New Bankruptcy Laws Go into Effect

On April 20, 2005, President Bush signed the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (“BAPCPA”). This 512 page Act makes significant changes to the Bankruptcy Code. On October 17, 2005, the majority of the provisions of the new law went into effect although certain provisions became effective upon enactment and others have individualized effective dates.

Jordan E. Bublick, Attorney at Law, Practice Limited to Bankruptcy Law, Board Certified Specialist in Consumer Bankruptcy Law (American Board of Certification), Member of the Florida Bar since 1983

2005 Bankruptcy Reform Act – "BAPCPA"

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (“BAPCPA”) Public Law 109-8, 199 Stat. 23 was enacted by the US Senate on 3/10/05 and the US House on 4/14/05. It was signed by President George W. Bush on 4/20/05.

BAPCPA is generally effective in 180 days from the President’s signing ie. Monday, 10/17/05, except for certain sections such as 308 [522 (o), 522 (p), 522 (y)] 322, and 330

Jordan E. Bublick, Attorney at Law, Practice Limited to Bankruptcy Law, Board Certified Specialist in Consumer Bankruptcy Law (American Board of Certification), Member of the Florida Bar since 1983